first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Helping community members build and maintain credit is a core objective for many credit unions. So, too, is earning the business and trust of underserved consumers. The underserved market presents a tremendous growth opportunity for many groups.In the U.S., there are roughly 70 million low- and middle-income consumers who have some type of relationship with a traditional financial institution yet still turn to alternative providers for things like check cashing and payday loans. In its most recent report, the Center for Financial Services Innovation found the financially underserved market generated $103 billion in revenue. What’s more, many of these consumers have already exhibited financial behaviors that resemble prime-credit audiences.Identifying those existing members and prospects who fall into this underserved segment is a first step toward outlining a plan to serve them. From there, an organization’s leadership can begin to map out a strategy for evolving the product mix in a way most likely to trigger a response from their unique underserved segments. continue reading »last_img read more

first_img Facebook Twitter Google+ There was little separation between Syracuse and Oakland. There was no celebration. But when Tyus Battle floated a contest step-back jumper from 15 feet out, there was no doubt. Syracuse fans took a collective seat.Syracuse fans don’t sit down after tipoff until the Orange makes its first basket. Thirty-one seconds into Monday night’s game, a 74-50 Syracuse victory, Battle hit that jumper. It provided SU fans a reprieve they had not experienced that early in a game since last season.In the season opener, Cornell’s Jimmy Boeheim drilled a 3-pointer in front of the SU bench. Against Iona, Syracuse didn’t’ score until nearly two minutes in. Saturday against Texas Southern, the Orange missed six shots and needed nearly three minutes to score a point. Even in both scrimmages, against Division II opponents, SU struggled to pick up momentum early.Not Monday night. Syracuse (4-0) scored first, went down 7-2 to Oakland (2-2), then systematically spread the basketball to produce 39 first-half points, a season high. Overall, the Orange shot an efficient 48.4 percent from the field, 37.5 percent from deep and four players reached double digits. Despite a pedestrian second half, it was the most productive start so far this season for SU. Against its most difficult opponent yet this season, per Kenpom.com, SU won its fourth consecutive nonconference home game to start the season.“Best game we played so far this year,”  said freshman forward Oshae Brissett, who finished with 11 points over 36 minutes.AdvertisementThis is placeholder textJunior center Paschal Chukwu scored 12 points and added eight blocks, both career highs. Frank Howard dropped in a career-best 18 points and Battle had 25, three from his career high, which he set six days ago against Iona.  Meanwhile, Syracuse held Kendrick Nunn, who averages 28 points per game, to 1-for-9 at the half and three turnovers. Nunn finished with only 12 points and four turnovers as the SU defense made pockets air-tight inside the 3-point line.Syracuse plays next on Wednesday night against Toledo, which Oakland lost to by 13 on Saturday night. Then the Orange plays more formidable opponents in Maryland, Kansas and Connecticut consecutively. The early start Monday night functions as an encouraging sign for Syracuse ahead of those matchups, especially on the defensive end.“We got them into some spaces where they weren’t comfortable, and they missed their shots,” SU head coach Jim Boeheim said. “We missed a lot of layups tonight, missed a lot of free throws, and yet we still were able to control the game. That’s good. That’s a good thing.”Both Syracuse’s strong first-half surge, and its run in the second half to widen its lead to 25 with just over four minutes remaining, were marked by dominance inside. The Orange ranks first in the country in average height, per Kenpom.com, while the Golden Grizzlies rank only 247th. SU put particular emphasis on disallowing Oakland from making entry passes to the middle of the zone, said Brissett, who had three steals.The size advantage became apparent early, even though the Orange led the rebounding battle by only two at the half. Toward the end of the first half, Syracuse freshman forward Marek Dolezaj approached Oakland’s Martez Walker. As Walker rose for a dunk, Dolezaj reached and blocked him from behind.But a referee called a foul on Dolezaj, who slapped Bourama Sidibe’s hand and smiled. When he checked out because it was his second personal foul,  Boeheim high-fived him and smirked. He walked near a sideline referee, shrugged his shoulders and chuckled. Elijah Hughes, a transfer guard sitting out this year, told Dolezaj, “Hey, nice block.”The play epitomized Syracuse’s advantage. While a foul, Walker is four inches shorter than Dolezaj. He had little chance of a successful dunk. Overall, SU picked up 15 overall blocks, and several other shots were altered or forced because an SU player was looming inside. Even Battle blocked a 3-point attempt.Howard, who dished out six assists and picked up two steals, said the defensive effort is a sign of what’s to come. The 2-3 zone has more length this year. Rotations are cleaner than they were last year. When someone gets beat beatline, help comes. If a forward gets stuck outside on the wing, he knows how to compensate and get back in time. All of that added up Monday night in Syracuse’s 24-point victory.“Our offense wasn’t good most of the game, but our defense was good the whole game,” Boeheim said. “That’s important.” Comments Published on November 20, 2017 at 9:10 pm Contact Matthew: [email protected] | @MatthewGut21last_img read more

first_imgNelson Youth Soccer will be holding its Annual General Meeting at 7 p.m. Wednesday (October 12) at the Baker Street Best Western. This is a great chance for coaches and parents to shape the future of Nelson Youth Soccer.The season recently concluded with the final set of playoffs in the house leagues.For more information contact Sveta Tisma, executive director, at 250-551-6972All members of the public are welcome to attend, but only members will have voting rights.last_img

first_imgHe was only a high school senior when, in 1984 in the living room of his father, Dr. Edward Binyah Kesselly, Dr. S. Jabaru Carlon and others met to found the Unity Party to contest the 1985 presidential and Legislative elections.Young Kesselly recalled that UP’s founding fathers, by giving it the name “Unity Party,” were determined that the party would “epitomize Unity.”  Its original motto was “One People, One Destiny.”  He then told the Unity Party Leadership and membership that the best way to honor Dr. Carlon and all of its fallen heroes is by returning “to day zero—a day for us to reflect, start all over and finally realize that the Unity Party is an institution that was founded on ideals and principles, not on individuals and personalities.  We should revert to its original path for which he and other great men suffered, bled and died—one that epitomizes Unity.” One could candidly say that with Unity Party’s standard bearer, President Ellen Johnson Sirleaf, present at the funeral and listening, young Kesselly’s was a mouthful.    What was significant about the Tribute was what he did not say, but preferred to hold on the ancient dictum: “A hint to the wise is quite sufficient.”The Daily Observer on Sunday morning called around to talk with some UP stalwarts to gauge their reaction to Mr. Kesselly’s call.  Most of them said what the public already knew: that the party is in apparent disarray.  UP has not held a congress since 2011 when they met to nominate President Sirleaf and Vice President Joseph N. Boakai to succeed themselves on the UP ticket.The party’s youth wing has been critical of the leadership, and many members have bitterly complained that the administration has not rewarded it partisans with jobs.  Said one, “The entire Cabinet is filled with ‘friends of the President,’ not with partisans, and this has seriously embittered the party rank and file.Ironically, one of those in the party leadership being criticized is young Kesselly himself, who heads one of the major components of government, the Liberia Maritime Authority.  They say there is no party stalwart in the whole of Maritime except, of course, the Commissioner himself.Unfortunately, Mr. Kesselly could not be reached yesterday for comment on this allegation.But we wish to state that jobs for partisans alone are not what constitute a viable and properly functioning political party.  A properly functioning political party is one that holds regular meetings of the rank and file.  If it is the party in power, which UP currently is, it should keep the membership regularly informed about government policies and programs, in order to enlist party support. A political party, in developing countries, especially, should hold leadership seminars and workshops to empower the membership with leadership skills to keep them in top shape always, not just at election time.But the lack of jobs for the rank and file is not the only problem that has embittered the UP membership.  Some of them, including leading businesspeople within the party ranks, complain that they are unable to get a single contract from the UP-led government.  Here again, they complain that the party leadership is giving business opportunities only to “the President’s friends.”  Several key partisans with some financial resources say they have been trying to get into the ownership of some of the oil blocks, but to no avail.  They say the President’s friends are linking up with foreigners to purchase oil blocks; and these partisans are bitterly and painfully disappointed.Most Liberian leaders are very conversant with how American politicians do business.  Both Republicans and Democrats in power reach out to their partisans not only with jobs, but contracts also.  These beneficiaries, in turn, oil the parties’ money machines.  That is in part of how the American middle class keeps democracy functioning.But it appears that successive administrations in Liberia have frustrated the development of a Liberian middle class.  These administrations have consistently favored foreigners. Yet who can and will build Liberia in the way it should be built but Liberians themselves, in the same way the Americans and Europeans have built their countries and the Nigerians and Ghanaians are building theirs?  Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img read more

first_imgShe has tried them all – doctors, physical therapists and even Shirley MacLaine’s psychic surgeon – but nothing has worked, Susan Tartakoff says. She still can’t get up out of her wheelchair and walk. “I’ll never give up trying to get back on these feet,” Tartakoff said Wednesday, rolling her wheelchair into the Center of Achievement for the Physically Disabled at California State University, Northridge. It’s been 22 years since she last walked – 22 years since her car was hit broadside by a drunken driver being chased by police. She doesn’t remember the crash at Winnetka Avenue and Devonshire Street, but she does remember what happened immediately after. “I was sitting there in a dream state, looking around the inside of my car, thinking what a mess it was,” she said. “I thought I should probably get out of the car, but when I tried, I couldn’t. My legs were stuck, and they wouldn’t move. “The next thing I remember is being in the ambulance, with a paramedic asking my age. He said, `Are you 26?’ I thought that was nice of him. I was 36. “The next day, a doctor walked into my room at the hospital and told me I’d never walk again.” And she hasn’t. But when you talk to the people who know this remarkable woman, who’s paralyzed from the chest down, you realize you’d be a sucker to bet against her. “Susan’s an amazing woman who has a lot of people around here believing anything’s possible,” said Carol Bennett, coordinator for the CSUN rehab center where 280 physically disabled men and women come every week for aquatic and land therapy – and a dose of hope. It’s that spirit that spurred Susan to take to the streets after she decided to organize a fundraising race to help offset some of the costs at CSUN’s therapy center. “Merchants would watch Susan pushing herself up and down their street in her wheelchair, talking about all the good work going on at the center, and pretty soon, the sponsors started signing up,” said Carole Weinman, who joined Susan’s volunteer group to organize the event. “She’s raised more than $150,000 for therapy programs, and was awarded CSUN’s top volunteer service award a few years ago. Susan has a lot of people believing now.” About 500 runners and walkers participated in that first event in 2003, a number that skyrocketed to 2,000 last year, with even more expected Saturday for the annual event. “With stem-cell research and other advances being made in spinal-cord injuries, I think we’ll see more people getting back on their feet again,” Susan said. “I just hope I’m one of them.” Dennis McCarthy’s column appears Tuesday, Thursday, Friday and Sunday. [email protected] (818) 713-3749 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img

first_imgThe nerves are tingling between the two consortiums bidding for the North Donegal radio license.The license is, of course, held by Highland Radio which has the biggest local listenership across Ireland.But they are now under pressure by DLFM, a consortium fronted by former Highland boss Charlie Collins. It is now expected that an announcement on the license will be made on Monday.Both sides presented their pitch at the Radisson Hotel earlier this year.But there is no indication from the Broadcasting Authority of Ireland as to how the license will go.  DECISION ON DONEGAL RADIO LICENSE EXPECTED ON MONDAY was last modified: June 21st, 2014 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Charlie CollinsDLFMdonegalHighland Radioradio licenselast_img read more

first_imgThe head-shaking saga of the Marinovich family is reaching its concluding chapters. And it’s predictably depressing.A short primer: Marv Marinovich, a two-way lineman at USC in the early 1960s who played one game for the Oakland Raiders in 1965, set about building son Todd into the ultimate athlete, a perfectly engineered quarterback. A trainer (Marv worked for the Raiders after his cameo as a player), he combined his vast expertise and radical practices and turned Todd into what some called a …last_img read more

first_img12 December 2013Women of all religious groups have been invited to reflect, pray and celebrate the life of Nelson Mandela at the Orlando Stadium in Soweto outside Johannesburg on Thursday.Hosted by the Gauteng provincial government, the event aims to recognise “the ways in which Tata Madiba promoted women’s development and emancipation”, Collins Chabane, Minister in the Presidency for Performance Monitoring and Evaluation, said at a media briefing on Wednesday.The interfaith women’s day of prayer forms part of the 10-day national mourning period for the former president, who died last Thursday at his home in Houghton, Johannesburg.Mandela was passionate about women’s equality, Thebe Mohatle writes on the Gauteng Province’s website. “Cognisant that women bore the greatest brunt of the apartheid system, former president Nelson Mandela has throughout his life strived to promote women’s development and emancipation”.The programme includes representatives from different religious groups, including Christians, Muslims, Bahai, Jewish, Hindu and African Independent Churches, Chabane said.The government has invited South Africans to form a guard of honour along the memorial route between 1 Military Hospital and the Union Buildings, where Mandela will lie in state until Friday.Source: SAnews.govlast_img read more

Michigan State redshirt senior quarterback Connor Cook (18) celebrates following the Spartans’ upset of the Buckeyes on Nov. 21 at Ohio Stadium. Credit: Muyao Shen | Assistant Photo EditorAll good things must come to an end, which the Buckeye faithful learned painfully as the Michigan State Spartans hit a last-second field goal to end Ohio State’s 23-game winning streak.For the final home game of the season, OSU honored its winningest senior class in history (which now currently stands at 48-4), but the Spartans played spoiler and came away with a 17-14 victory in Columbus even without star redshirt senior quarterback Connor Cook.Right away, it was clear that Michigan State was playing with a chip on its shoulder as its defense smothered the Buckeyes. OSU limped to 75 yards of total offense in the first half, luckily tied with the Spartans at 7 after a fumble recovery led to a touchdown in the second quarter.The Buckeyes came into the game with the best offense in the Big Ten but barely managed more than a fourth of their normal yardage per game as they finished with a measly 132 yards and only five first downs.Momentum came at a premium throughout the cold and rainy night as both teams struggled to find a groove. OSU caught a major break when Michigan State fumbled a punt return, which led to another touchdown and a 14-7 lead heading into the fourth quarter. However, the Buckeye offense never threatened again as the Spartan rushing attack imposed its will on a beleaguered defense in the final 15 minutes of play.For the game, the Buckeyes were led by redshirt sophomore quarterback J.T. Barrett, who finished with 46 yards passing and a touchdown, as well as another 44 yards on the ground.  Junior running back Ezekiel Elliott, who came into the game with Heisman Trophy aspirations, only managed 33 yards and a touchdown on 12 carries, of which only two came in the second half.However, despite the multiple miscues and shortcomings of OSU, Michigan State’s fantastic performance should not be overlooked. The Spartans had a simple gameplan and stuck to it: stop the Buckeye rushing attack, impose their will through their own rushing attack and own time of possession. Michigan State finished with 203 yards rushing for game, led by redshirt sophomore running back Gerald Holmes with 65 yards and a touchdown on 14 carries. Redshirt junior quarterback Tyler O’Connor stepped into the spot of Cook and also performed efficiently, passing for 89 yards and a touchdown on 7-of-12 passing with another 25 yards added on the ground.With the victory, Michigan State took control of first place in the Big Ten East, and will play in the Big Ten Championship Game as long as it defeats Penn State next week. OSU, meanwhile, can still play in the Big Ten Championship Game if the Spartans get upset and the Buckeyes are able to bounce back and take care of business against archrival Michigan next week in Ann Arbor. By the numbers:108,975: The number of fans who braved some brutal weather to cheer on the Buckeyes at Ohio Stadium, a new attendance record.48: The amount of wins by the senior class at OSU, the most in any four-year stretch in Buckeye history.4: The amount of losses suffered by Urban Meyer after four seasons at the helm of the Scarlet and Gray.2: Of those four losses, two have come at the hands of Mark Dantonio and the Michigan State Spartans.1: Urban Meyer finally suffered his first regular-season defeat in the Big Ten Conference after starting 30-0 as a Big Ten coach.2.93: The amount of yards OSU averaged per play on Saturday, the fewest it has since Meyer took over. 86: The total number of rushing yards the Buckeyes had against the Spartans. It is the lowest total OSU has registered inside Ohio Stadium since Oct. 1, 2011 against — Michigan State. read more

first_imgDries Mertens has been heavily linked with a move away from Napoli and mostly the Premier League clubs have been said to be interested – however, the player himself claimed that he can stay at his current club.Maurizio Sarri ended as the Napoli coach and Carlo Ancelotti was announced as his replacement – Mertens hasn’t had a chance to meet him yet but he insisted that it is not about the coach but about the team’s strength.The Belgium international spoke about his future plans as he said that he might stay at the club, according to Calcio Mercato:Maurizio Sarri, JuventusMaurizio Sarri satisfied despite Juventus’ draw at Fiorentina Andrew Smyth – September 14, 2019 Maurizio Sarri was satisfied with Juventus’ performance on Saturday afternoon after finishing a tough game at Fiorentina 0-0.“Stay in Naples? Let’s see how the story is, I do not understand what happened with Sarri, now I’m here, when I come back I’ll see.”“Am I fine with Ancelotti? For me also Sarri was fine, I look at the team: we have a strong team, it is not the coach who changes it.”last_img read more